Like many financial institution in this country, TCF bank strive to please their customers by offering a large number of services. Since their goal is to be the most convenient bank in the markets so they are trying do things differently from some of the other banks. TCF have about four hundred and forty three banking offices in nine states in the US, which includes Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota. Some of the services they offer free checking, like most bank in the US, when a customer open a checking account with the bank they get fifty dollars, and if you are already a TCF customer, you will get twenty five dollar every time you refer somebody. Another great service they offer is mortgages and loans, this bank now has great new low rates on home equity line of credit which is 3.99. Since a lot of people barely go to the anymore unless there is a problem and they have to go to a branch, to don’t go it all do to online banking. If you can seat at home log in check on you account and pay bill there is no need to go to the bank. Which is another option you can find on they offer to their customers.