Lowermybills.com wants to help consumers save money by providing comparative rates that will help users lower their monthly bills. Users searching on the site pick a category and enter background information. The site attempts to match the user with the help that they need. The homepage of the site features a search box that users can use to lower their mortgage. The user chooses the type of loan: home refinance, home purchase, home equity, or consolidation. The user chooses a home description: single family, multi-family, Condominium, Town home, mobile home, or manufactured home. Lastly users chose their credit standings. After users answer these categories the site attempts to match them with a lender that fits their profile. The homepage provides users a search bar which they can use to shop form items comparatively. The site is divided into six major categories: phone & internet, debt, loans, credit, insurance, and more categories. The phone & internet page searches in a user’s area to provide a listing of the lowest cell phone plans. The page features information on low long distances rates, and links to internet providers in a user’s area. The debt page offers the debt wizard. The debt wizard comes up with a plan to help users remove debt. The site also provides users with a free credit score, and advice to remove credit card debt. Lastly the site provides information about car, health, life, home, and renter’s insurance. Anyone who is looking to lower debt, or lower recurring bills should visit this site.